If you are making plans to move to Australia, applying for health insurance is an important part of the process. Aside from that, it’s always a good idea to prepare for the unexpected.
In Australia, the public health system Medicare covers most Australian residents for health care. However, Medicare does not cover everything and you can choose to take out private health insurance to give yourself a wider range of health care options and more comprehensive cover.
There are two types of health insurance: hospital & general treatment (ancillary or extras). You can buy them separately or most funds offer combined policies. There will be limitations on what and when you can claim with any policy you buy.
For information on Medicare, including how to apply, what your entitled to, costs of healthcare and more, please visit my Medicare Australia post.
For the same reasons you should get health insurance in Australia
Australian residents are proactively encouraged to take out Private Health Cover (Health Insurance) to compliment Medicare services, including the 30% Health Insurance Rebate from the Australia Government.
Health insurance costs approximately $2,000 per year depending on your circumstances (single, couple, family or single parent) and the level of cover you select.
To allow for simpler comparison of health insurance products all Australian health insurers are required by law to provide details of each of their products to the Private Health Insurance Ombudsman. PrivateHealth.gov.au contains details of every health insurance policy available in Australia, as well as its Private Health Information Statement.
This government website gives you facts that are not bias or trying to sell you anything! It gives you comprehensive, independent private health insurance information.
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