Moving to Australia from New Zealand?

Get all information you need to make a successful and stress-free move across the ditch.

Moving money to Australia from New Zealand

There are definitely a few things you need to organise from NZ before you leave when it comes to money… […]
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May 15, 2024
Moving money to Australia from New Zealand

There are definitely a few things you need to organise from NZ before you leave when it comes to money…

Whether it’s opening an Australian bank account, moving money into that bank account, having money ready to spend after you arrive, Australian tax obligations and BPAY (I was like, what is BPAY). Below is all the information you will need to know about moving money to Australia from New Zealand and banking in Australia in general:

Delay in processing pension applications

Australian Age Pension applications taking months to be processed, reports claim. I have been advised by multiple New Zealanders who […]
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May 17, 2024
delay in processing pension applications.jpg

Australian Age Pension applications taking months to be processed, reports claim.

I have been advised by multiple New Zealanders who have moved to Australia that there is a backlog of pension applications, and it’s important to apply as soon as you arrive, if you pass the income and asset tests. You can lodge an Age Pension application up to 13 weeks before you reach eligibility age (between 66.5 and 67).

A claim for the age pension is meant to have a “timeliness standard” of 49 days, but in December last year, the average processing time was 91 days, up from 61 in August and 35 days in the 2021-22 financial year.

Your application will be backdated to the date of your application. However, the NZ pension is way more generous and not income and asset tested. Therefore if you are not eligible for the full Australian Age Pension, you are best to wait until you have received your NZ pension for 26 weeks and then apply for the Australian Age Pension.

Australian Age Pension

Are New Zealanders able to get the age pension in Australia? Yes! But there is more to it. Here is […]
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Apr 5, 2024
Australian age pension

Are New Zealanders able to get the age pension in Australia? Yes! But there is more to it. Here is all the information you need to know…

New Zealanders who are 67 years or older and live in Australia should be eligible for an Australian Age Pension. As long as they meet the resident, income, and asset eligibility criteria.

Please note that the eligibility criteria has recently been changed, so you will need to wait until you are now 67 to receive the Australian Age Pension if you were born on or after 1 January 1957. Read more below.

Under Australia’s international social security agreement with New Zealand, NZ citizens living in Australia can apply for the Australian Age Pension (over 67 years, see below), Disability Support Pension (DSP) (if they are severely disabled), and Carer Payment (if they are caring for a partner on DSP), irrespective of whether they are protected or non-protected SCV holders.

Documentation needed when moving to Australia

Don’t get caught out arriving in Australia without the documentation/paperwork you need! It will cause you a whole lot of […]
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Mar 25, 2024
Documentation needed when moving to Australia

Don’t get caught out arriving in Australia without the documentation/paperwork you need!

It will cause you a whole lot of stress, time, and worry!

Australia can be really competitive when it comes to jobs, apartments, and rentals. You might end up in a position where everyone wants the apartment you want and you need to stand out (references).

You will need to prove your identity when applying for a property rental, driver’s licence, a white card or Medicare card, or setting up a mobile or superannuation account.

Buying a house in Australia

Are you a New Zealander wanting to buy a house in Australia? Yes, you can! If you’re an NZ citizen […]
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May 15, 2024
Buying a house in Australia

Are you a New Zealander wanting to buy a house in Australia?

Yes, you can! If you’re an NZ citizen buying property in Australia everything works the same as if you were an Australian citizen buying property in Australia. You may even be eligible for the first homeowner’s grant.

However, if you are not an NZ citizen there are some restrictions for foreigners wanting to buy property in Australia, depending on your visa and residence status.

Find below some advice on how you can buy your dream home in Australia and some smart tips to avoid paying more than you need to in fees and charges.

Single parent moving to Australia from New Zealand

If you are a single parent wanting to move to Australia and are unsure of your options, the below will […]
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Feb 16, 2024
Single parent working from home

If you are a single parent wanting to move to Australia and are unsure of your options, the below will hopefully help.

If you are wondering what government support you can receive when you arrive in Australia as a single parent, you should be eligible for these payments: Family Tax Benefit, Newborn Upfront Payment and Newborn Supplement, Single Income Family Supplement, Child Care Subsidy, Double Orphan Pension and Health Care Card.

Australia Buyers Agents

What is a buyer’s agent and why should you consider using one? In Australia, a lot of home purchases use […]
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Feb 16, 2024

What is a buyer’s agent and why should you consider using one?

In Australia, a lot of home purchases use a buyer agent (also known as a buyer’s advocate) to help them through the purchasing process and if you are planning on purchasing from New Zealand, you will probably need one.

Whether you’re a time-poor buyer or unfamiliar with the local market, a professional buyer’s agent will help make your property journey smooth and stress-free.

How to secure a car loan as a new arrival to Australia

Let’s face it, life if easier with a car… Moving across the ditch permanently? Though Australia’s capital cities are pretty […]
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Oct 30, 2023

Let’s face it, life if easier with a car…

Moving across the ditch permanently? Though Australia’s capital cities are pretty well covered with public transport, you really need a set of wheels to get around effectively. Doing the weekly grocery shop catching trains and buses isn’t any fun! That and the cost of taxis or Ubers can add up pretty quickly.

Even though you can hit the ground running when it comes to work in Australia, it’s not the same with loans and finance. Find below the process of car ownership in Australia from whoa to go. That means a smooth experience, no hassles, and you get to explore the land Down Under quicker than you can say g’day, mate!

Foreign Exchange/Money Transfer

How to get the best exchange rate on every money transfer. Transfer money from New Zealand to Australia. Transferring your […]
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Sep 12, 2023
Foreign Exchange/Money Transfer

How to get the best exchange rate on every money transfer. Transfer money from New Zealand to Australia.

Transferring your hard-earned money from New Zealand to Australia is a big deal. It is important to use a trusted foreign exchange partner and make sure you get a great exchange rate and pay as little in fees as possible.

From our research, online money transfer companies give you the best rates with less margin compared to banks and no fees.  Save money. Find out why and how…

Australian Super

The Australia Super is a type of retirement savings account that is available to Australian citizens, permanent residents and New […]
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Sep 12, 2023
Australian Super

The Australia Super is a type of retirement savings account that is available to Australian citizens, permanent residents and New Zealand citizens.

It is a mandatory contribution that is made by employers on behalf of their employees, and it is designed to help individuals save for their retirement.

Australian Mortgage

Need a mortgage to buy your new home in Australia? Then you need Australia’s Online Mortgage Broker. Are you a […]
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Sep 12, 2023
UNO home loans

Need a mortgage to buy your new home in Australia? Then you need Australia’s Online Mortgage Broker.

Are you a New Zealander thinking about buying property in Australia? Getting a mortgage in Australia isn’t always easy and trusting someone to get you the best deal possible is important.

UNO home loans, Australia’s Online Mortgage Broker combines Unparalleled Service with technology to streamline the entire process of getting and having a mortgage so you save time, hassle and money for the entire time you have a home loan.

Australian Tax

Australian tax file number, tax rates, tax calculator and find a tax agent/accountant. The Australian tax system works pretty similarly […]
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May 15, 2024
Australian Tax

Australian tax file number, tax rates, tax calculator and find a tax agent/accountant.

The Australian tax system works pretty similarly to New Zealand. The Australian Tax Office/Department is the equivalent of the IRD in New Zealand.

Your employer will pay tax to the Australian Tax Department/Office on your behalf. If you are self-employed you will need to file your own tax returns, so you will need to get an Australian tax accountant to help you file everything correctly.

Open an Australian Bank Account

Moving to Australia? Start your new life today, with Australia’s leading bank. Say hello to the Commonwealth Bank of Australia. […]
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Apr 11, 2024
Open an Australian Bank account

Moving to Australia? Start your new life today, with Australia’s leading bank.

Say hello to the Commonwealth Bank of Australia.

We’d like to introduce you to the Commonwealth Bank of Australia. They’re known to Aussies as CommBank.

Meet the bank more new arrivals choose.

Australia’s First Home Owners Grant?

Are New Zealand citizens eligible for the First Home Owners Grant in Australia? The First Home Owners Grant (FHOG) in […]
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Sep 13, 2023
First Home Owners Grant

Are New Zealand citizens eligible for the First Home Owners Grant in Australia?

The First Home Owners Grant (FHOG) in Australia is designed to encourage and assist home ownership across the country, and for eligible borrowers, it’s a great start to life as a property owner.

The grant differs in each state and territory and in most places it applies to new homes only.

The Australian government’s First Home Owners Grant (FHOG) and other benefits are available to permanent residents as if they are citizens of Australia. Because NZ citizens are considered to be permanent residents of Australia they are eligible for the grant.

FHOG does not take into account NZ property for eligibility, only property you’ve owned in Australia.

KiwiSaver for your Home Deposit

Use your KiwiSaver towards your home deposit for your first Australian home with First Home Super Saver Scheme (FHSSS)! The […]
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May 15, 2024
Use KiwiSaver to buy a home in Australia

Use your KiwiSaver towards your home deposit for your first Australian home with First Home Super Saver Scheme (FHSSS)!

The Australia Government First Home Super Saver Scheme (FHSSS) – lets you withdraw some of your KiwiSaver to help buy your first Australian home.

Yes, you read right… There is quite a history with this, but once again New Zealanders moving to Australia can transfer their KiwiSaver to Australia and use some of it as a deposit for their first home. You must meet the criteria set out by the ATO and make sure you set up the right account with the right super fund provider.

Filing your Australia Tax Return

It’s time to make a plan for filing your Australian tax return, with the year ending 30 June! New Zealand […]
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Sep 14, 2023
Filing Your Australia Tax Return

It’s time to make a plan for filing your Australian tax return, with the year ending 30 June!

New Zealand citizens are treated as residents for tax purposes once they complete a stay of six consecutive months in Australia (183 days), like in New Zealand with the IRD, you need to complete and file a tax return in Australia with the Australia Tax Office (ATO).

Income tax is applied to an individual’s taxable income and is paid on all forms of income. This includes wages from your job, profits from business and returns from investments (including rental properties in NZ). Income tax can also apply to assets such as when a house or shares are sold, whether in Australia or New Zealand.

The Australian tax year runs from 1 July to 30 June. When you lodge a tax return you include how much money you’ve earnt (income) and any expenses you can claim as a deduction.

Currency Converter – NZD to AUD

Want to know how much your NZD will get you in AUD? Our online currency converters are a quick and […]
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Sep 14, 2023
Currency Converter

Want to know how much your NZD will get you in AUD?

Our online currency converters are a quick and easy way to see live market exchange rates. Keep more of your hard earned cash by researching the market rates and planning your exchange when you will get the most return.

Check our currency converter now or view our live rate chart to see what the AUD’s been doing.

XE Money Transfer

XE Money Transfer is the quick, easy, and secure way to transfer money around the globe. With competitive exchange rates […]
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Sep 14, 2023
XE Money Transfer

XE Money Transfer is the quick, easy, and secure way to transfer money around the globe. With competitive exchange rates you can book international payments 24/7.

Every year, over 330,000 people and 2,000 businesses trust us to make global payments, send funds to family, pay international businesses, and buy foreign real estate. At XE, we’re not just passionate about saving you money, we’re proud of our exceptional service as we connect the world through currency exchange.

XE is the worlds most trusted FX company!

Register free here and find out how much money XE can save/make you!